Habitat is not a give-away program.  Habitat homeowners are expected to be participants in the entire process.  The homes are sold under the terms of no-profit construction and no-interest mortgages.  To ensure successful homeownership, each family is assigned a family support partner to assist them.  You and your family support partner work as a team to help ensure successful transition to homeownership.


Selection Criteria:

  1. NEED: There must be a demonstrated need for housing (e.g. Substandard Housing, Over Crowded Housing, or Overly Expensive Housing).

  2. ABILITY TO PAY: Your income must meet the guidelines listed in the pre-qualification checklist.

  3. WILLINGNESS TO PARTNER: The Family should be willing to help with the construction of their home, and take advice on financial matters.





Applicants must exhibit a sincere desire for homeownership and be willing to accept the following responsibilities:

  • Disclose financial and personal situations, including all current employment, household income, present household indebtedness, etc.

  • Follow through on CVHFH application requirements

  • Commit to advancing the goals of CVHFH and agree to be part of CVHFH publicly.

  • Accept guidance from the Habitat Family Selection and Support Committee

  • Grant CVHFH first option to buy back the house


CVHFH is an equal housing opportunity provider.  We do not discriminate on the basis of religion, race or ethnic background.