ANSWER THE QUESTIONS BELOW

 

1.  Are you a US citizen, or do you have proof of a permanent green card or permanent visa?

YES

NO - Please contact CVHFH once this requirement is met.

 

2.  Have you been steadily employed for at least 9 months?

YES

NO - Homeownership requires a stable income.  If you have income from another source you may still qualify.

 

3. Is your family income from all sources within the current HUD guidelines listed below?

YES

NO - Exceed these guidelines? You may qualify for other housing programs. If your income is less than 38% of HUD median income, you may not be ready for homeownership.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4.  Are you currently renting or living in a home that is not owned by you?

YES

NO- This progam is only for those who are not able to own their own home.​

 

5.  Are you presently living in substandard housing or paying more than 33% of your gross monthly income on housing?  (e.g. Total Family Income Pre-Tax = $50,000, 50,000*.33 = $16,500)

YES

NO - You still may qualify; however, our primary mission is to eliminate substandard housing, and those with this need may take a higher priority.

 

6.  Are you willing to accept guidance from the Habitat Family Selection and Support Committee in order for you to succeed as a Habitat Homeowner?

YES

NO - Once you are accepted into the Habitat Homeownership program, you will be partnered with a support person to help with budgeting, advice on home repairs adn maintenance in order to help you succeed in homeownership.

 

If you have answered yes to all the questions, please contact us via email or at 717-258-1830 to discuss filling out an application.